Retirement Plans & Benefits

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Educational Sessions

More Than Just Retirement? Creating a Financial Wellness Program

What is financial wellness, and how do you design an impactful financial wellness program? Most employee-centered financial education focuses on saving for retirement through a 401(k). But strong financial habits start early and encompass more than your annual 401(k) contribution limit or company match. Hear from two corporates as they discuss their financial wellness programs, including how they were implemented, the employee response, key considerations, and what overall success for the organization looks like. 

Proven Partnering Practices for Best-in-class Retirement Programs

Here's the challenge: how to manage costs, reduce risk, ensure compliance, and achieve high participant satisfaction within a complex regulatory and legislative environment. Explore the dynamics of a treasury and finance/human resources partnership and the winning techniques utilized by PATH, an international nonprofit organization and leader in global health innovation, in this revealing case study. Learn about the practices PATH implemented that generated a 98% participation rate and high asset retention, while building a framework for measuring the success of the 401(k) plan and creating the pathway for effective communication with participants.

The Evolution of Target Date Funds: How to Optimize Your Company's Strategy

Currently, the majority of net positive cash flows in 401(k)s are flowing into target date funds (TDF), a trend that is likely to continue, if not accelerate, in the future. For many participants, the target date fund may be their only holding for their retirement nest egg; therefore, it’s imperative for companies to review their TDF strategy to ensure it’s in alignment with their participants' needs. Explore the current regulatory environment around TDFs, the Department of Labor’s plans for reviewing compliance, how to compare funds and determine the suitability of your plan, and why this matters to your executive team.

The Convergence of Health and Wealth Using HSAs

In today's evolving healthcare market, regulatory requirements, new technologies and varying payment methods are driving service providers to respond with expanded solution sets. One industry vehicle that is growing in response to this need is the Health Savings Account (HSA), an option for organizations to provide their employees with a simplified approach to manage their health care costs while accumulating wealth with tax-advantaged accounts. This session explores ways to tie emerging payment and information-sharing technologies together to serve the healthcare space, with results that better serve the organization’s constituency.

Aligning Fiduciary Duties with Pension Risk Management

Regardless of proposed DOL Fiduciary rule changes, plan sponsors need to align their fiduciary duties with risk management steps to ensure better outcomes for both participants and plan sponsors. There are important fiduciary duties for DC plan sponsors to understand as they help their employees prepare for and manage retirement risk. Attendees gain a high level understanding of their fiduciary duties related to both DB and DC plans, learn about relevant risk management tools and walk away with a firm understanding of the most recent updates to the Fiduciary Rule in this enlightening session.